How We Calculate Your Cash Offer in Arizona

Step 1: Your Home's Value

First, we figure out what your house is worth fully fixed up. We look at homes in your neighborhood that were recently renovated and sold, then match them to yours — similar square footage, the same number of bedrooms, bathrooms, and stories, and pool or no pool. It is the same way an appraiser looks at your home.

Step 2: The Cost of Repairs

Next, we add up what it would cost to get your house to the same condition as those fixed-up homes. If the roof or the AC has not been replaced in the last 10 years, we plan to replace them. Same with old single-pane windows. The good news: you never pay for any of this — we just account for it now.

Step 3: Our Holding Costs

These are the costs most homeowners never think about — the money we spend just to own the home and sell it again after we fix it up:

• Closing costs when we buy your home — about $5,000 on average
• Property taxes, insurance, and any HOA dues
• Utilities for as long as we own the home
• The cost of borrowing the money to buy and renovate it
• Agent commissions and closing costs when we resell — about 6%

Step 4: Our Profit

We build a 10% profit into our numbers when we make the offer. Think of it as the plan, not the result. Renovations almost always run into surprises — mold inside the walls, a cracked foundation, broken plumbing — so by the time the work is done, our actual profit is usually closer to 7–8%. Underwriting at 10% is simply how we protect ourselves against those overruns and a shifting market.

Step 5: Your Cash Offer

Your cash offer is your home's fixed-up value, minus the repairs, minus our holding costs, minus our profit. That is the whole formula. And the number we give you comes with zero fees: we pay all closing and escrow costs, there are no agent commissions, and you do not fix a thing — we handle all of it.